Disclaimers

Disclosure: We are a professional affiliate site that receives compensation from the companies whose products we link to. We test each product thoroughly and give high marks to only the very best. We are independently owned and the opinions expressed here are our own.

Affiliate Disclosure

We are a professional review site that receives compensation from the companies whose products we review. We test each product thoroughly and give high marks to only the very best. We are independently owned and the opinions expressed here are our own.

Legal Dislcaimer

The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to this Web site or any of the e-mail links contained within the site do not create an attorney-client relationship between Owerly and the user or browser. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the company or any individual.

Medical Disclaimer

Always read the label and take only as directed. These statements have not been evaluated by any medical authority, and are for educational purposes only. If you are on medication or suffer any major health concerns, review the product with your doctor first. If symptoms persist or you have side effects see your healthcare professional. These statements have not been evaluated by the FDA. This product is not a medicine, and is not intended to diagnose, treat, cure or prevent any disease. Nothing on this site is intended as medical advice.

Income Disclaimer

Any Claims Or Representations Referring To Earnings Or Income Contained On This Website Or In Any Owerly Document Are Not A Guarantee. Earnings Of Existing Members Are Not Necessarily Representative Of The Income, If Any, That An Owerly Member Can Or Will Earn Through His Participation In The Owerly membership. No One Can Be Guaranteed Success As aOwerly Member. Any Earnings Or Success You Achieve Will Vary According To The Geographic Location, Time, And Effort Applied To Your Particular Business, And Is Not Guaranteed By Allan  & Owerly, Its Management, Staff, Or Distributors. Success With Allan  & Owerly Occurs Only From Successful Sales Efforts, Which Requires Hard Work, Diligence, And Leadership. Not All Distributors Make Money. Your Success Will Depend Upon How Effectively You Exercise These Qualities.

Individuals Earn Income Through The Sale Of Products And Not Solely By The Recruitment Of Distributors.

There Are No Guarantees And There Can Be No Assurance That Any Prior Successes, Or Past Results, As To Financial Outcome Expressed On This Website Can Be Used As An Indication Of Your Personal Future Success Or Results. Financial Outcomes Expressed In This Document Are Not To Be Considered As Average. On Average, Few Individuals Achieve A High Degree Of Success.

Financial Results Are Based On Many Factors.  Allan Wang & Owerly Has No Way Of Knowing How Well You Will Do, As We Do Not Know You, Your Background, Your Work Ethic Or Your Practices. Therefore We Do Not Guarantee Or Imply That You Will Get Rich Or That You Will Do As Well As Others, Or Make Any Earnings At All.

All Financial Information In This Website Is For Educational And Informational Purposes Only. Materials In This Document May Contain Information That Includes Or Is Based Upon Forward-Looking Statements Within The Meaning Of The Securities Litigation Reform Act Of 1995.

Forward-Looking Statements Give Our Expectations Or Forecasts Of Future Events. You Can Identify These Statements By The Fact That They Do Not Relate Strictly To Historical Or Current Facts. They Use Words That Imply Meaning Such As Anticipate, Estimate, Expect, Project, Intend, Plan, Believe, And Other Words And Terms Of Similar Meaning In Connection With A Description Of Potential Earnings Or Financial Performance.

Offline And Internet Business Activities Have Unknown Risks Involved, And Are Not Suitable For Everyone. Making Decisions Based On Any Information Presented On Our Web Site, Should Be Done Only With The Knowledge That You Could Experience Losses, Or Produce No Financial Outcome At All.

Use Caution And Seek The Advice Of Qualified Professionals. Check With Your Accountant, Lawyer Or Professional Advisor, Before Acting On This Or Any Information. You Agree That We Are Not Responsible For The Success Or Failure Of Your Decisions Relating To Any Information Presented On This Website.

Liability Disclaimer

Provider does not maintain any liability insurance for protection of individuals, business entities,
groups, organizations, spectators, or others who may participate in network marketing, reading this website, consultations or recommendations.

In consideration for participation in network marketing, reading this website, consultations or recommendations, the undersigned individual, business entity,
group, organization, spectator, or other, does hereby release and forever discharge Provider, and
its officers, directors, agents, and employees, jointly and severally, from any and all actions,
causes of actions, claims, and demands for, upon, or by reason of any damage, loss or injury, of
any kind or nature, which may be sustained by participating in network marketing, reading this website, consultations or recommendations.

This Liability Release extends, applies to, covers, and includes, all unknown, unforeseen,
unanticipated, and unsuspected injuries, damages, losses, and liabilities and the consequences
thereof, as well as those now disclosed and known to exist.

Participant hereby agrees, on behalf of his or her heirs, executors, administrators, and assigns, to
indemnify Provider and its officers, directors, agents and employees, joint and severally from
any and all actions, causes of actions, claims and demands for, upon or by reason of any damage,
loss or injury, of any kind or nature which may be sustained by participating in network marketing, reading this website, consultations or recommendations.

It is further understood and agreed that participation in Activity is not to be construed as an
admission of liability or acceptance or assumption of responsibility by Provider, its officers,
directors, agents, and employees, jointly and severally, for any damages and/or expenses for
which Provider, its officers, directors, agents, and employees, become liable as a result of any
alleged act of the Participant.

Privacy Policy
This privacy statement discloses the privacy practices for AllanWangMD.com
Information Collection and Use
AllanWangMD.com is the sole owner of information collected by this site. This Web Site (Site) collects general information from you that does not identify you personally. Information collected on this Site is used solely for the Purposes of offering the associated Activities, information and services to you as a visitor of the Site and to improve the Site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.

We do not collect Personally Identifiable Information from you, other than what you supply to us on a voluntary basis. However, in order to participate in some Activities, you might be asked to voluntarily provide some Personally Identifiable Information. This could be in connection with the following
Activities
Contest registration
Subscription registration for sites or services which require subscription (such as e-mail newsletters).
Requests for membership information.
Fulfillment of your orders for merchandise.
Gathering your editorial comments and feedback.
Content submissions, comments and suggestions, or voting.
Online surveys. The information you may provide in these surveys is used only on an aggregate basis to describe our audiences and assist us in better serving you.
Participation in community postings, bulletin boards or “chat rooms.”
Making a donation or purchasing goods and services.
Registration for a course or similar educational experience, in which case handling and use of your personal information will be subject to MSU “Access to Student Information” policies.
This Site also collects Anonymous Traffic Data each time you interact with the Site. This Anonymous Traffic Data is collected from Cookies, 3rd-Party Tracking Cookies, and Server Logs.
Cookies
“Cookies” are small text files used to collect information about website activity. This Site uses cookies to remember if users have logged in while on our site. This Site also users cookies to allow users to automatically login to other Michigan State University sites to which this Site refers users through the login page at login.msu.edu. This allows users to avoid logging in more than once, thereby saving time. Closing all browser windows and tabs will log the user out of all AllanWangMD.com sites and remove these cookies.

In addition, users have the option of disabling or not accepting cookies by changing the preferences on their browsers. If users opt to disable cookies, they will still be able to use the public sections of our Web site. However, they will not be able to use any functionality requiring a login (e.g. accessing secured content, posting to the message boards, etc).

No Personally Identifiable Information (e-mail address, name, etc.) is collected through our use of cookies. Accepting cookies while on this Site will not put the user at risk for direct marketing from other sites or entities.
Tracking Cookies and Web Statistics via Third-Party
This site also sets a persistent tracking cookie from Google.com, using Google Analytics, to aid our collection of Anonymous Tracking Data. Reports provided by Google Analytics aggregate this Anonymous Tracking Data allowing us to track usage of our site. This information helps us understand how users find our sites, which sections of the site are being read, and informs improvements to our content.

Personally Identifiable Information
To ensure anonymity of our visitors, this Site does not connect or associate Personally Identifiable Information to the persistent tracking cookie used to generate Anonymous Traffic Data.

Our use of Google Analytics has been configured to not share data with other Google products and tools. By avoiding any link between Personally Identifiable Information and our gathering of web statistics, our use of Google Analytics is consistent with Google’s Terms of Service and Owerly.com  policies that protect student information . For more information about Google’s privacy practices or for information on how to opt-out of Google Analytics tracking of your web browsing please refer to the following page: http://www.google.com/intl/en/analytics/privacyoverview.html
Server Logs
Our Web servers will create log files which contain all or some of the following information:
The date, time and length of your visit.
The path taken through our Web site and the browser being used.
The list of files downloaded and the amount of time spent viewing any video or audio files.
The Internet Protocol Address (IP Address) of the computer accessing our Site. We use your IP address to help diagnose problems with our server and to administer our Web site.
Any errors encountered.
Your connection speed as it relates to your optimal speed for listening or watching video online (stored via a cookie).
Sharing and Retention of Information
If you choose to provide Personally Identifiable Information through this Site, we will not willfully disclose it to any third party without first receiving your permission. However, we may be required to release personal information if required to do so by law, Owerly.com  policy, or contractual obligation.

We may use your Personally Identifiable Information for the Purposes and Activities associated with this Site and related services limited to the administrative unit offering this Site.

We do not share, exchange, rent or sell any Personally Identifiable Information to political parties or candidates for political office.

If you do not want personal information which you voluntarily supply used by us for the Purposes and Activities associated with this Site, you may “opt-out.” Please note, however, under certain circumstances, opting out may prevent your participation in Activities for which personal information is needed.

When you engage in financial transactions at our Site, you may be asked for a credit card number. The server that processes your credit card information is secure and your credit card number will be encrypted as it passes through the Internet. Such information is also saved in an encrypted format or in internal systems that are protected by an internal firewall system. This Site complies fully with Payment Card Industry Data Security Standards.

We may share Aggregate Demographic information with partners to the extent necessary to facilitate provisioning service for this website/service . This information does not include and is not linked to any personal information that can identify any individual person. We only share this information so that we can secure funding and sponsorship to continue to support our effort to provide information freely to users and benchmark the growth of our Site. As a public institution, these aggregate statistics may be subject to release in accordance with requests made under the Freedom of Information Act.
Links
This Web site contains links to other sites. Please be aware that we do not control or claim any responsibility for the privacy practices or content of such other sites. We encourage users to be aware when they leave our Site and to read the privacy statements of each and every Web site that collects Personally Identifiable Information.
Security
This Web site takes reasonable precautions to protect our users’ information, and we have security measures in place to protect the loss, misuse, and alteration of information under our control.
Surveys
Occasionally, our Site requests information from users via Web surveys. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include demographic data (such as zip code and age), but no Personally Identifiable Information will be collected. Survey results will be used for purposes of monitoring or improving the use and performance of this Site.
Notification of Changes
If we decide to change our privacy statement, we will announce the changes on our home page so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy statement in effect when the information was collected. However, if at any point we wish to use Personally Identifiable Information in a manner different from that provided in the privacy statement in effect at the time it was collected, we will notify users by e-mail to request their consent. Users will decide whether or not we use their information in this different manner.
Consent
By using our Site you consent to our privacy statement.